Experience Level: Experienced Hire
Categories: Credit Analysis & Research Location(s): Avenida Presidente Juscelino, Kubitschek 1455, 04543-011 Vila Nova Conceicao, Floor 8, suite 82, Sao Paulo, 04544-140, BR Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.
Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.
At Moody's, we're taking action. We're hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We're educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversity Your roleThis role is for an Associate Credit Analyst who will be leading a portfolio of structured finance transactions and will work on the credit analysis of new and existing deals rated by Moody´s Local. The role will cover different asset classes like personal lending, SME financing, and trade receivables, among others. Key ResponsibilitiesAnalyze new structured finance transactions to assign ratings, and review ratings of existing transactions. Analyze transaction documents to understand transaction structure and legal, operational, and counterparty risks. Analyze characteristics of underlying portfolio and performance history to derive loss assumptions.Apply default and cash flow modeling in line with Moody's Local rating methodologies.Lead virtual and in-person meetings with originators, advisors, and other transaction participants as part of the rating analysis process. Present credits efficiently and accurately in rating committees and other internal analytical meetings, formulate a coherent credit rationale and present this rationale in a persuasive fashion.Communicate rating rationales to investors and other market participants through rating reports, presentations, and meetings.Assist in producing timely and relevant research on specific issuers or sector related issues that is in-depth, high quality, informative and focused.Assist in rating methodology, model and scorecard updates.Build and manage relationships with investors, advisors, and issuers.What you bringMinimum bachelor's degree (or equivalent) in economics, business administration, statistics, accounting, or engineering.At least 2+ years of experience in Structured Finance or, or 3-4 years in credit analysis in similar fields.Sophisticated Microsoft Excel, Word and PowerPoint skills are mandatory.Validated and well-developed analytical and modelling skills.Strong written and verbal communication capabilities in Portuguese and English. Some Spanish skills would be a plus.Python programming & Visual Basic for Applications knowledge is a plus but not required.Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.
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