About the teamThe Underwriting team is responsible for reviewing all new and existing insourced deals holistically by analyzing the merchants' compliance framework and risk controls, financial conditions, historical performance, and regulatory and legal environment. What you will do: Analyze and evaluate merchant applications and supporting documentation to assess Merchant's credit, and reputational risk.Review industry information and comparisons, key risks and mitigants to form a general risk overview of merchants.Review financial statements and/or business tax returns and performs analysis to recommend merchant's risk ratings.Ensure compliance with all BSA/AML and other regulatory requirements.Summarize analysis in concise credit memo and complete all required underwriting checklists.Underwrite according to applicable regulations, procedures, and guidelines.Conduct periodic reviews for existing merchants to facilitate ongoing risk monitoring and management.Maintain productivity standard goals as established by management.Other duties as assigned.Who you are: Bachelor's degree in Accounting, Finance, Business Administration, Statistics, Mathematics, or related field required.Understanding of credit fundamentals in a commercial environment; must have familiarity with commercial credit underwriting and Know Your Customer (KYC) requirements in North America.Good independent decision-making capabilities.Must be detail oriented, and able to prioritize multiple tasks to meet deadlines.Flexible and adaptable to a dynamic environment.Strong analytical, intuitive investigation and problem solving skills.High level of English proficiency both in oral and written communication.Demonstrate experience in working with cross-functional teams.Strong Microsoft Office skills.Salesforce knowledge is a plusOur perks and benefits:Bradesco health and dental plan, for you and your dependents, with no co-payment cost;Life insurance with differentiated coverage;Meal voucher and supermarket voucher;Home Office Allowance;Wellhub - Platform that gives access to spaces for physical activities and online classes;Trustly Club - Discount at educational institutions and partner stores;Monthly happy hours with iFood coupon;English Program - Online group classes with a private teacher;Extended maternity and paternity leave;Birthday Off;Flexible hours/Home Office - our culture is remote-first! You can work in every city in Brazil;Welcome Kit - We work with Apple equipment (Macbook Pro, iPhone) and we send many more treats! Spoiler alert: Equipment can be purchased by you according to internal criteria!;Annual premium - As a member of our team, you are eligible to receive an annual bonus, at the company's discretion, based on the achievement of our KPIs and individual performance;Referral Program - If you refer a candidate and we hire the person, you will receive a reward for that!#LIRemoteCheck out our or our for more details about Brazil, our culture, and much more.
